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Do Lenders Manipulate Mortgage Rates?

Do Lenders Manipulate Mortgage Rates?


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In recent posts we’ve discussed the current state of mortgage interest rates on the US housing market as a whole and where those rates might be expected to go in the coming months. But the topic bears revisiting since mortgage rates are tied to a number of constantly changing factors, including the...

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Mortgage Fraud is on the Rise


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Although it appeared that the mortgage industry had weathered the storm of scandal that peaked during the “robosigning” scandal of a few years ago, mortgage fraud in 2012 was up 31 percent from the previous year alone, targeting homeowners and investors alike with a wide range of schemes in all areas...

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Federal Refinancing Help Expands for 2013


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Government backed refinancing programs are being expanded for 2013, a move that’s expected to allow more mortgage holders to take advantage of low interest rates and more attractive terms. These new standards embrace a wider range of eligible loans and borrowers – and that may be good news for heroic...

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How Do Bond Rates Affect Mortgage Interest?


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Record low mortgage interest rates keep on making news in real estate circles, fueling speculation among financial experts and real estate professionals about how long they’ll last, how much they might rise and what that might mean for homebuyers and heroic investors purchasing income property. But...

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Rental Property Financing: Not Your Usual Home Loan


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Even as the country continues to teeter on the fiscal cliff and the housing recovery maintains a slow rebound, mortgage interest rates generally remain astonishingly low. Those low rates make currant conditions ideal for first responders getting started in rental property investing – or for refinancing...

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Mortgage Interest Rates: Trending Up or Down?


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As 2012 draws to a close, real estate experts, economists and financial advisers are producing list after list of: emerging trends in the US housing market for 2012 and beyond. Although these lists can seem to completely contradict the current situation, they can offer clues to what’s ahead for heroic...

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The National Mortgage Database: Too Much Information?


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If you have a mortgage, a lot of people already know a lot about you. Your credit scores, your income, and other information is routinely collected by banks and loan servicers as well as the real estate professionals you work with to purchase your investment property. Now, as part of the continued fallout...

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It Matters Who Owns Your Loan

It Matters Who Owns Your Loan


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Buying a home, whether for investment purposes or as a primary residence, typically involves a mortgage loan of some type – most likely, the 30 year fixed rate mortgage recommended by Jason Hartman’s investing strategies. And to get that loan, property buyers generally work with a bank, credit union...

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Mortgage Changes Open Doors for Investors

Mortgage Changes Open Doors for Investors


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A September 2012 report by CNBC on the state of mortgage lending in the US, in the wake of the well-publicized housing collapse, states that although mortgage rates are nearing record lows, fewer mortgage applications are currently being processed. While the reasons for this decline indicate bad news...

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