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Investors Need Homeowner Help Too


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Programs offering assistance to struggling homeowners in the aftermath of the housing collapse have focused mainly on residential homeowners needing help to make mortgage payments and keep their homes out of foreclosure. But it’s less well known that investors can struggle too, and investment properties...

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Rate Your Landlord? New Sites Give Tenants a Voice


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It’s a given that potential renters can expect some scrutiny from landlords taking tenant applications. Credit histories, references from previous landlords and other information become fair game in the quest to find reliable, solvent, non-destructive tenants for your investment property. But now,...

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With interest rates staying low and lenders rolling out new refinancing plans to court anxious homeowners, is this a good time for investors to refinance rental property too?  Although most new incentives for refinancing are directed at residential homeowners, investors, too, may find that refinancing...

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Homewner Assistance May Not Stop Forelosure


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After settling with the government over the massive foreclosure abuses of a few years ago, the nation’s largest lenders are taking credit for homeowner assistance programs that, they say, have boosted the housing recovery by helping thousands of struggling homeowners to avoid foreclosure. But according...

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New Federal Support for Struggling Homeowners


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The recovery of the housing market continues apace, prodded by an array of Federal interventions aimed at keeping mortgage rates low and propping up vulnerable homeowners who might otherwise end up in foreclosure. Now, the government is ushering in the New Year with plans for a new round of homeowner...

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No Closing Cost Mortgages: An Option for Investors?


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In spite of continued low interest rates, mortgage applications remain slow in many areas of the US housing market. So, after the series of scandals, settlements and new regulations that marked the aftermath of the housing collapse of 2008, leading mortgage servicers are offering a virtual menu of financing,...

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Mortgage Rates: Ready to Take a Jump?


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Despite predictions of continued low mortgage interest rates into the next couple of years, the rock-bottom rates of recent times may be coming to an end. That’s according to the newest BankRate report for January 31, 2013, which notes that the going rate for a 30-year fixed rate mortgage jumped from...

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New Mortgage Regulations Don’t Apply to All Lenders


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The year has just begun, and already predictions from housing industry experts are focusing on trends in real estate and mortgage lending for the next year. Among the most closely watched developments are new changes in lending regulations designed to affect most mortgage servicers, including banks and...

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Seller Financing: A New Subprime Mortgage Crisis


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In the bad old days of the housing collapse, subprime mortgages were blamed as a major cause of the rush of foreclosures into the housing market and the subsequent downturn of the housing industry as a whole. As mortgage lenders have cleaned up their act, these risky loans appeared to be a thing of the...

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Delinquent Mortgages May Still Hamper Housing Recovery


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The good news is, the housing market is making a slow and irregular recovery, with home prices rising and new construction underway. Low interest rates are making mortgages and refinancing possible for more people. But the residue of the great housing collapse continues to affect the recovery. Mortgage...

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