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jason hartman

Where Have All the Mortgages Gone?

Where Have All the Mortgages Gone?


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Interest rates for typical mortgages are hovering around 4 percent – but potential homebuyers aren’t biting. Overall, applications for both refinancing and home mortgages are down by 48 percent this year, according to a new CNBC report – and market watchers are wondering what that could mean for...

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Baby Boomers, You’re Outnumbered

Baby Boomers, You’re Outnumbered


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Sorry, baby boomers. You’re no longer number one. For decades that group of people born between 1946 and 1960 or so have bee the biggest single group in the US, the subject of endless study by everyone from psychologists to advertising directors. But new statistics show that their status as the biggest...

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Does House Flipping Make Investing Sense?

Does House Flipping Make Investing Sense?


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Buying real estate is the road to long term wealth – but not all real estate purchases work the same way to get you there. In a recovering market, flipping houses seems like the way to make quick money – but as Jason Hartman says, the fast buy and sell of flipping isn’t really an investment –...

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Do You Need a Personal Brand?

Do You Need a Personal Brand?


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The concept of “branding” is everywhere these days, as marketing gurus and business guides stress the importance of having a unique and recognizable public identity, whether you’re a large corporation, an entrepreneur or even a job seeker just entering the employment world. But do you need a personal...

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Are You a Slave To Technology?

Are You a Slave To Technology?


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If the Internet suddenly disappeared, if your iPad screen went permanently blank, if the television remote stopped working, what would you do? If you’re like a lot of people around the world, you’d be climbing the walls. Maybe such a sweeping technology blackout isn’t likely – but for all too...

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The Housing Market Draws Browsers, Not Buyers

The Housing Market Draws Browsers, Not Buyers


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The housing market has ended up a bit flatter than expected for this time of year, and market watchers are wondering why. After a promising year in 2013 that spurred more optimism about the housing recovery, mortgage applications and purchases are down. Now, a new report from Business Insider suggests...

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Homeowner Costs Create More Renters

Homeowner Costs Create More Renters


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For decades, the promise of homeownership has been part of the “American Dream.” But these days, more and more Americans are dreaming a different dream, one in which owning a home no longer plays a part. As a new report from the Wall Street Journal points out, homeownership may not be the most economical...

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Pet Policies Boost Income and Save Landlord Headaches

Pet Policies Boost Income and Save Landlord Headaches


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People love their pets. And renting to people with animals creates an additional income stream for rental property investors in the form of pet deposits. But in order to avoid the many headaches that can come with pet issues in rental housing, landlords need to know the law – and know their limits. Not...

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New Technology Protects Bitcoin Privacy

New Technology Protects Bitcoin Privacy


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What’s in your (dark) wallet? As Bitcoin use continues to spread, so do efforts to regulate the digital currency and thwart its promise of anonymity. As Bitcoin users worry more and more about the vulnerability of the digital wallets used to conduct cybertransactions worldwide, a couple of radical...

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Mortgage Lenders Open Doors to Low Credit Scores

Mortgage Lenders Open Doors to Low Credit Scores


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Lending standards took a tighter turn this past January; making it harder for many would be homebuyers to get a mortgage – and fueling fears of a slowdown in the recovering housing market. But in spite of those new requirements, some lenders are making their own decision to loosen mortgage standards....

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