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housing market

New Mortgage Standards Limit First Time Buyers

New Mortgage Standards Limit First Time Buyers


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By many indications, the housing recovery is still on the upswing. Mortgage rates remain on the low side and homes are available in most markets. So why aren’t first time buyers taking the plunge into homeownership? Changing financial situations and today’s tighter lending standards may be squeezing...

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Rental Markets 2014: What’s Best for Investors?

Rental Markets 2014: What’s Best for Investors?


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Financial experts and economists may talk in broad terms about the US real estate market, but there really is no such animal. Real estate markets abound all around the country and they’re very different in key ways that affect investing success. But the best markets for the coming year just happen...

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Are Government Subsidies Paying Bank Settlements?

Are Government Subsidies Paying Bank Settlements?


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The nation’s big banks have been paying out millions to settle a long string of lawsuits pressed by the US Department of Justice and numerous states’ attorneys general. But where do those millions come from? According to new figures cited by the Bloomberg Review, over a quarter of the profits posted...

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Market Patterns Affect Investing Choices

Market Patterns Affect Investing Choices


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There’s much talk in financial and economic circles about the “US housing market.” But in any ways, there’s really no such thing. While it’s possible to talk about general trends that characterize the behavior of the housing industry as a whole, all real estate really is local – and markets...

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Don’t Buy These 5 Investing Myths

Don’t Buy These 5 Investing Myths


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Real estate is still the best investing game in town, but the ups and downs that followed the housing crash a few years ago have given rise to a number of “urban legends” about the state of the housing market today – and those myths are stopping investors from taking advantage of the very real...

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Intenrational Students: A Growing Rental Market

Intenrational Students: A Growing Rental Market


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International relations may ebb and flow, but one thing seems constant: students from all over the world still travel abroad to study and experience new cultures. Just as American college students eagerly plan for semesters abroad in Paris or Milan, their counterparts from all over the globe flock to...

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Your Social Security Number: the Key to Your Identity

Your Social Security Number: the Key to Your Identity


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They began as a simple filing system for claims, but today the nine digits of the Social Security number hold the key to nearly every American’s identity. Children need them to enroll in school. You need them to enter a hospital, apply for a loan, or take out a store credit card. And if they’re stolen,...

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Risks Can Outweigh Profits in Foreign Real Estate

Risks Can Outweigh Profits in Foreign Real Estate


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As more Americans are choosing to spend their post-retirement lives abroad, investing in foreign real estate can look like an attractive option. But while buying investment properties in some of the world’s hottest markets can work smoothly, as Jason Hartman says, putting investment dollars into tried...

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Are Dodd-Frank Regulations Destroying Smaller Banks?

Are Dodd-Frank Regulations Destroying Smaller Banks?


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And then there were . . . none? The nation’s small banks and independent financial institutions seem to be disappearing at a rapid rate. While the demise of these regional and local banks may be nothing more than a blip on the financial industry’s radar, market watchers say the loss of the “little”...

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Time Really Is On An Investor’s Side

Time Really Is On An Investor’s Side


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When the pyramids were built, woolly mammoths still roamed the earth – an odd fact that reminds us that time isn’t really what we think it is. People want money – fast, and that’s why get rich quick schemes snare so many would-be investors. But in real estate, time, as the song goes, is on an...

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