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credit

Be Cautious About Canceling Credit

Be Cautious About Canceling Credit

A solid credit score is a must-have for investors, and. as Jason Hartman says, it’s essential to protect that score like the treasure that it is. One way to do that is to cancel those unused credit cards taking up space in your wallet, right? Think again, say financial experts. Getting rid of unused...

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More Ameircans Skip Credit Cards

More Ameircans Skip Credit Cards

Is plastic a thing of the past? After the economic shakeups of the last few years, new financial realities may be changing traditional patterns of managing money and handling debt. And for many Americans, that means rethinking their relationship to credit. A new article posted by CNNMoney notes that...

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How Does Fair Isaac Affect Your Credit?

Everyone knows that being creditworthy is the first step in getting a mortgage, but in these times of tighter mortgage lending standards, it’s more important than ever to know the ins and outs of your credit report and the impact of your credit score on the mortgage application process. While it’s...

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Paying the Man

The current financial situation in the United States is on the precipice of major interest rate increases that will be precipitated by one of two events. The basis for both scenarios is the profligate monetary expansion undertaken by the Federal Reserve over the last year to address a perceived risk...

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