Heroic Investing

Mortgage Rates Defy Expectations And Stay Low

Mortgage Rates Defy Expectations And Stay Low

A year ago this time, interest rates, particularly for mortgages, were expected to take a major leap, thanks to the Federal Reserve’s announcement that it would begin to taper down its debt buying stimulus plan around the start of 2014. But, surprisingly, those rates have gone down, not up. Interest...

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Are You a Subjective Investor?

Are You a Subjective Investor?

There are plenty of times when the heart, not the head, governs decision-making. We buy a car because it fits the image we want to show the world, choose clothes that make us feel good. But while emotions have their place in the choices we make, successful investing requires decision making that’s...

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The US: Superpower of the Future?

The US: Superpower of the Future?

A devalued dollar, a struggling economy and accusations of spying at home and abroad . . .is the US on the ropes, beaten in the struggle for supremacy by booming upstarts like China and India? Not likely, according to a newly updated article from The Futurist, which claims that by several key benchmarks...

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Real Estate Never Goes Out of Style

Real Estate Never Goes Out of Style

Don't wait to buy real estate, buy real estate and wait, as the saying goes. And while it’s true that now is a pretty good time to make that first investment in rental real estate, it’s always a good time to buy investment property – and hold on to it. Real estate is the asset that keeps on giving....

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Home Buying’s Down, But Investors Prosper

Home Buying’s Down, But Investors Prosper

New statistics show that homeownership is falling to the lowest levels in years. At the same time, rental housing is surging. Thanks to a complex interplay of factors including income, mortgage lending standards and the changing demographics of American society, it’s a good time to invest in rental...

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Human Migration Reveals Market Strengths

Human Migration Reveals Market Strengths

Migration isn’t just for birds and beasts making their annual trek to better feeding spots and warmer winters. Humans migrate too, and in real estate-speak, the patterns of human migration – into or out of a particular area – can be pretty good indicator of investing success. "In-migration" is...

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RV Ratio: A Key to Smart Investing

RV Ratio: A Key to Smart Investing

We’ve always been told that appearances can be deceiving. And that’s true in real estate investing as n most other areas of life. That’s where tools like Jason Hartman’s Rent to Value Ratio come in, with a way to sort the good from the bad and the ugly in income property investing. The Rent...

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Can Unemployment Derail Housing’s Recovery?

Can Unemployment Derail Housing’s Recovery?

Although the housing market seems to be rebounding, with higher home prices and lower mortgage interest rates, one group is conspicuously absent from the recovery: the “Millennials,” young college graduates who make up the largest demographic group in the country. And some housing professionals fear...

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International Data Hackers Target US Cardholders

International Data Hackers Target US Cardholders

For most Americans, the recent conflicts in Ukraine are no more than a part of the daily news. But as thousands of American Express cardholders learned recently, events around the world can touch uncomfortably close to home in this digital age. Back in March 2014, the American Express Company revealed...

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Can Regulation Crush Small Business?

Can Regulation Crush Small Business?

How did hummus – that lowly spread made of chickpeas and tahini – become the poster child for regulations that put a stranglehold on innovation and entrepreneurship? The recent tiff between Sabra, a leading maker of hummus, and a few purveyors of variations on the theme have a lot to show us about...

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