Heroic Investing
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Your Pension Program is Betting You’ll Die Young

HeroicInvesting.comIn life it often comes down to the cold, hard facts. That’s what your pension program is looking at when they crunch the numbers and forecast that you’re only going to collect a monthly payment for 7 to 10 years after retirement before you check out of life for good. For every first responder ever outraged when they discover their pension program has not been fully funded by the manager, there’s your reason. They don’t have to because first responders are in such lousy physical shape when they retire, they’re simply not going to live very long.

Does any of this sound familiar, if not to you personally, then a majority of the crew you work with?

1. Ungodly hours
2. Hours of down time followed by periods of high stress
3. Vending machine diet
4. Gallons of gut-busting coffee and soda

The normal first responder lifestyle is an open invitation to cancer, diabetes, stroke, obesity, and heart attack. We don’t mean to sound like your mother here, but you worked long and hard to build a retirement. You wanna have it go right back into the pot because you ate your way into an early grave? Sometimes we get so far out of shape that it seems hopeless to even try to make changes. Here are a few simple ones. Drink half your weight in ounces of water daily. Go to the gym after work instead of the local tavern. Shave 125 calories off your daily diet. You’ll barely notice the difference but check the scale at the end of the year and it will be obvious.

You’ve got a family rooting for you to be around a long time. Don’t become part of the statistics that prove the pension program actuarial number crunchers right. Live long and prosper and draw that monthly check longer than they ever hoped you would. The old saying is that the best revenge is living well. We say the best revenge is living well AND long.

Go get ’em!

The Heroic Investing Team







Flickr / Eric Kilby